Meet the First Class Finance Brokers Team

Navigating lending can feel like taking a wrong turn on your wealth journey — Nicole Millard is here to guide you back on course with clarity and confidence. With over 20 years of experience in the property and finance industry, Nicole is a trusted expert who combines sharp financial knowledge with genuine care for her clients' goals. Her career began at a Sydney stockbroking firm, followed by a senior role at an ASX-listed property fund — all before the age of 30. After witnessing firsthand how financial decisions shape long-term wealth, Nicole transitioned into mortgage broking to deliver more personal, tailored advice. In 2010, she became Director and Principal of Golden Eggs Mortgage Brokers, helping hundreds of families and investors secure smarter lending solutions. Now as the Principal of First Class Finance Brokers, Nicole leads a high-performing team focused on simplifying finance, empowering clients, and delivering results. Over her career, Nicole has personally settled over $300 million in lending, earning a reputation for strategic guidance across home loans, investment lending, SMSF and commercial finance. Her proactive approach, deep market knowledge, and strong industry relationships ensure every client receives first-class service and first-class results. Whether you’re buying your first home, growing your investment portfolio, or restructuring debt, Nicole is committed to helping you build wealth with confidence — the first-class way.

Jacqui is a dedicated mortgage broker renowned for her passion for personalised service. Her approach transcends merely securing a mortgage; she is committed to crafting an experience tailored to each client's unique needs and financial objectives. With a steadfast commitment to exceptional care, Jacqui goes above and beyond to guide clients through every step of the mortgage journey. Whether assisting first-time buyers or seasoned investors, Jacqui invests the time to thoroughly understand each client's financial goals, concerns, and aspirations, ensuring they never feel like just another client.

With over 20 years of combined experience in the banking and mortgage sectors, Meropi is a seasoned expert dedicated to guiding clients through the complexities of the mortgage landscape. Her deep industry knowledge and insight equip her to adeptly navigate and support clients throughout the entire process. Meropi finds immense satisfaction in helping clients achieve their dreams, whether it's purchasing their first home, expanding their property investment portfolio, or refinancing complex loan structures. She is genuinely thrilled when clients receive formal approval or step into their new homes for the first time.

Tzei began her career in the mortgage industry in November 2016, initially joining as a part-time team member. From the outset, her dedication to mastering all aspects of the business—ranging from data entry and loan processing to understanding loan products, industry terminology, and lender policies—was clear. By 2020, Tzei had developed her skills and knowledge to confidently step into a full-time role. Today, she works in close partnership with each broker, providing end-to-end support from pre-submission through to post-settlement. In her role, Tzei expertly guides clients through the loan application process, ensuring all documentation is accurate while liaising with lenders and key stakeholders to facilitate smooth, timely settlements. She takes great pride in making the mortgage process easy to understand, offering clients a calm and stress-free experience from start to finish.